I don't sell expensive safety blankets based on generic website widgets. I structure mathematically sound risk strategies to shield your balance sheet from Middle Tennessee's legal realities.
Agent Lic: #981776
Hi, I'm Ted Hanson (legally registered as Theodore Hanson).
Since obtaining my license on October 19, 2007, I have watched people buy insurance the way they buy lottery tickets—hoping for the best while ignoring the actual numbers. Operating from Springfield, I've spent the last two decades doing the opposite: building math-driven, contractually sound defense systems for Middle Tennessee families and businesses.
My philosophy is simple: you cannot squeeze blood from a turnip, but if you have actual turnip juice (assets), the legal system will find a very large straw. I don't exist to sell you a warm, fuzzy feeling. I exist to run an asset-and-liability check, find where your balance sheet is exposed, and construct a boundary wall that keeps plaintiff attorneys looking elsewhere.
Whether you are completely judgment proof, need a statistical safety net to price out fat-tail lawsuit risks, or want your liability limits to wrap dollar-for-dollar around your net worth, we'll design a framework backed by Tennessee state regulatory standards. No sales pitches, no arbitrary widgets—just cold, hard numbers.
Springfield, Robertson County, Davidson County, & Greater Middle Tennessee.
National Producer Number (NPN): 9772148 | TN Dept of Commerce & Insurance License: 981776.
Insurance policies are just contracts. If written poorly, they are useless paper. If structured correctly, they are a wall of legal steel. Here is how we build it.
Because Middle Tennessee windstorms don't care about your feelings, and hidden water leaks are waiting to turn your hardwood floor into an indoor pool. Let's cover the actual structure, not just the vibes.
For when standard drivers on I-65 treat speed limit signs like suggestions. We look at the actual liability limits required to protect you from turning a minor traffic slip-up into a multi-million-dollar lawsuit.
The ultimate fat-tail shield. Because a single bad day on the road shouldn't donate your next 20 years of compound interest to a plaintiff's attorney. Sits on top of your auto and home policies.
A selfless mathematical guarantee that if you exit the stage early, the people you leave behind aren't stuck financing a mortgage on a single income. We focus on cost-effective Term Life unless there is a highly compelling, specific reason you require permanent coverage.
In the insurance industry, anyone can claim to be a "risk advisor" while trying to upsell you on products you don't need. I prefer verification over blind trust. Below are direct links to official state and federal databases to prove I'm legally authorized to build these defense systems.
Why Verification Matters:
Because verifying credentials takes 30 seconds, but taking advice from an unlicensed "expert" on a forum can cost you your entire net worth. My active status has been registered with the State of Tennessee since 2007.Both Tennessee state insurance licenses and national credentials are listed on the NAIC State Based Systems registry. You can verify Ted Hanson's active status using either identifier below.
How to Verify on the SBS Portal:
Professional risk management articles, local business guides, and coverage explanations to keep Robertson County informed.
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Tell me what you actually own, what you earn, and what you're trying to protect. I'll help you calculate your exposed wealth and build a defense wall that fits.
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The Lawyer-Mandated Disclaimer: The information provided on this website is for general informational and educational purposes only. I am a licensed insurance agent, not an attorney—meaning none of this constitutes legal advice, even if I discuss legal concepts or state statutes. Visiting this website, reading this content, or submitting a contact form does not magically create an agent-client relationship (and certainly does not establish an attorney-client relationship). Insurance coverages and rates are highly individualized and depend on specific risk factors not captured here. For advice tailored to your unique situation, please schedule a formal consultation.